Financing

HVAC Financing Options

Affordable HVAC Solutions with Flexible Financing

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At Sam and J Air Conditioning, we understand that investing in a new HVAC system or major repairs can be a significant expense. That’s why we offer flexible financing options to make it easier for you to get the heating and cooling solutions you need without breaking the bank. Our financing plans are designed to fit your budget, ensuring you can enjoy a comfortable home or business environment year-round.

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We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.


  • Finance projects up to $25,000*
  • Terms from 3 to 60 months*
  • APRs range from 0 to 35.9%*
  • No hidden fees or compounding interest


Prequalify today with no impact to your credit and contact us to learn about financing your next project!


Prequalify Today

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs..

Contact Sam and J Air Conditioning

We’re Here to Help with All Your HVAC Needs

Whether you have a question, need a quote, or want to schedule a service, our team at Sam and J Air Conditioning is ready to assist you. Reach out to us through any of the methods below, and we’ll be happy to help.

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